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BankCard University
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"...My bank said it would take two weeks, I could'nt beleive BCU had my account up in one day. My rates and fees were much less then expected for such a great service
Club Suede
(Park City, UT)
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Bank Card University Advanced Billing Solutions
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Quote From Our President
“... As the industry moves and changes we have to constantly adapt and change our way of thinking and our business model to stay ahead of the game...”
-David CEO
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Offices & Markets
We tailor solutions for businesses of all types, sizes and incomes. We make it easy for your business to make maximum profit from every transaction.
Partner Opprotunies
Becoming a partner is easy
Bankcard University is proud to teach and provide support for the leading offices & agents. Find out how you can become part of our growing team or simply become an affilaite and make money for referring business to us.

Company Overview . Originally started as Impact Processing in 1996 BCU made a drastic change in direction when we started the Free I Processing campaign. By providing low cost solutions to onlne mercahnts and streamlining the approval process we became one of the leaders in online payment processing. As our client base grew so did our portfolio of services and advanced technology solutions. We came to realize that what our customers valued most were options, stability and great service. By making these the keystones of our business we have found success in every market. We have grown to process for thousands of mercahnts over the years and still keep our personal touch with clients.

Who handles my money?. We have a unique relationship with EFS national Bank and National City Bank of Kentucky & NPC. This allows BCU to direct your account and money to a settlement bank that fits your needs. EFS National Bank and National City Bank of Kentucky & NPC specialize in payment processing and are FDIC insured.
Who is Impact Processing?. Impact is a registered ISO/MSP for EFS National Bank and NPC. Impact is a well-respected leader and has built a solid reputation in the payment processing industry. With over 13 years experience, Impact has the knowledge and resources to assist in all your payment processing needs. Impact has the ability to develop programs that are customized to your application. The heart of Impact and its success is the constant dedication to customer service and having the ability to maintain existing customers.
Continuing to Learn and Grow . The deffinition of University includes "An institution for higher learning with teaching and research facilities constituting a graduate school and professional schools" As such our focus has been to learn and evolve as technology and the market evolves. And in turn we spend valuable resources and time trying new things and expanding with the latest and greatest in payment technology which guarantees that our clients will never be left behind. Our future plan is to keep growing and learning one merchant at a time and to pass along the valuable knowledge we have gained to our representatives and our merchants themselves.
 
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Impact Processing is a registered ISO/MSP of Wells Fargo Bank, N.A. Walnut Creek CA. American Express and Discover require seperate approval.